利用者‐会話:Fpja02yq990n

-- Fpja02yq990n 2012年2月13日 (月) 08:31 (UTC)
Indexed annuity is 1 of the most recent annuity investment varieties and is somewhat various from fixed or variable annuity. If you are considering getting annuity for a single reason or another (normally as a retirement investment car), you should certainly contemplate indexed annuity investments. Lets 1st look at what the indexed annuity is. Indexed annuity, like fixed and variable annuities, gives you the capability to get a number of payouts after you invested one or a number of payments into annuity and appreciate the tax deferment possibility. Your income will be earning interest to their complete possible and tax will only be paid during the annuity payout. The main difference is in the interest rate that your investment will earn. The indexed annuity is designed to track the performance of some market place index. Market index is a collection (or a basket) of a number of industry securities that have some aspect in common. The examples contain but are not limited to S&P and Russell indexes (like S&P 500, S&P 1000, Russell 3000 and Russell 1000). The indexed annuity tries to follow the efficiency of the chosen index. This allows the investors who own indexed annuity investments to take pleasure in the market efficiency and industry movements. There is also an easy way to track the efficiency of the indexed annuity by tracking the performance of the index. There are many characteristics that apply to indexed annuity investments. For example, most of the indexed annuities have a participation rate. This is a certain percentage that tells you how closely the indexed annuity follows the performance of the underlying index. Many deferred annuities also limit the quantity of cash that you can shed if the index performs poorly. There is usually a certain floor set for this. Many indexed annuity investments will even specify that you will earn some minimum interest rate not matter how negative the index performance was. For far more Annuity information, you can go to www.annuitieshome.com and access all the up to date info on Annuities. News, resources, articles and more await you! insurance rate