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-- Kpdo20pi057n 2012年1月19日 (木) 16:38 (UTC)
If you have tried every way imaginable to avoid bankruptcy but come across that you have no other way out of the circumstance, the initial step you should take before filing is to consult with a bankruptcy attorney. A bankruptcy lawyer can be hired or appointed by the court systems to assist you by means of the court proceedings. If you choose to select your own attorney, make confident to choose somebody with previous expertise in bankruptcy law, preferably someone who works specifically with bankruptcy.

No matter which bankruptcy lawyer you pick, you ought to usually be prepared to ask the attorney questions concerning your personal case. Here is a list of concerns you should constantly ask your attorney to make oneself more aware of your bankruptcy proceedings:


 * What type of bankruptcy is right for me?

Keep in mind that the Federal court system in the United States has eight distinct kinds of bankruptcy filing available. Of course the two most common are Chapter 13 and Chapter 7, but there are a variety of distinct details and rules that apply to every single type of filing. A great bankruptcy attorney will be in a position to sift through your financial difficulties and advise the ideal kind of bankruptcy for you.


 * How do I file for bankruptcy?

Filing for bankruptcy will need to be carried out in the state where you presently live. If you plan to remain represented by a bankruptcy lawyer, their legal staff can aid to prepare all of the paperwork that is necessary to present to the court system. If you merely want to use the bankruptcy attorney for a consultation, make confident you dont leave the attorneys workplace without the essential paperwork to begin the bankruptcy method.


 * What type of charges will I owe?

This is essential to ask in regards to your bankruptcy attorney as nicely as the court system. Most bankruptcy attorneys will give a free consultation but any remaining time on the proceeding or in court will expense a fee. Some attorneys charge by the hour while other people charge a flat fee for bankruptcy services. As nicely, the court systems generally charge a court fee connected with filing the case, administrative charges and additional Chapter 7 fees to pay a trustee in charge of the bankrupt account.


 * Where do I go to file my bankruptcy claim?

Bankruptcy situations are handled by the federal court systems in each state. This generally signifies that the bankrupt party will need to have to give the bankruptcy paperwork to the state courthouse, generally in a states capitol city. Your bankruptcy attorney must know the address and rules regarding whether or not or not paperwork can be sent by mail or if paperwork demands to be given in person.


 * What happens after filing for bankruptcy?

Immediately soon after filing for bankruptcy, the court system will send out notification to creditors of the pending bankruptcy case. From this point on, creditors are regarded as to have a restraining order by the debtor and are not allowed to contact the debtor requesting payment. Depending on the sort of bankruptcy, a hearing will be scheduled and deadlines will be set for creditors to file a claim and attend the hearing. Of course, all of the proceedings from right here are dependent on the kind of bankruptcy filed, so it is crucial to be in speak to with your bankruptcy lawyer who can much more readily answer these questions. nyc criminal lawyers