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If you want to keep your finances in order, then a prepaid credit card may be the best option for you. Despite costing some money, a prepaid credit card will help control your spending limits. The fees aren't even that much, keeping the money in your bank account safe. In the long run, this may even help you save money. If you decide to purchase online, you may need to include a bit more personal information. For example, some retailers may require that you have an existing account with them. The benefit of these is having all of your accounts consolidated in one location. It is not mandatory so stick with only one source for buying prepaid credit cards online, so if you decide to buy from another place, it is just as easy. In most cases, all you need to do is go to their site, fill out an application, and receive your card in no time. Since buying a prepaid credit card does not involve your credit score, as you will only be spending money you have, this cannot affect the outcome of the application. In fact, you should be instantly approved. After a few days, you will receive your card, which you can reload instantly on their website. Websites such as Visa have an extensive list of online providers. Read more helpful credit building advice at: rebuildcredit